Guides
Practical guides to money, global business and the technology behind them.
Invoice Fraud: A Payment Check for Small Teams
Verify changed bank details and payment requests before a legitimate login moves money.
Investment Fund Fees: Calculate Your Real Cost
Compare fund, platform and trading costs with a realistic holding period.
Prompt Injection: Keep Documents Out of Command
Stop instructions hidden in emails or documents from becoming unauthorised actions.
UK Crypto Regulation: What Changes, and When
Read the February 2026 legislation without treating future permissions as protection today.
EU SME VAT Scheme: When the Exemption Helps
Compare the cross-border VAT exemption with input-tax costs before choosing it.
Verification of Payee: What a Name Match Proves
Use bank name checks without mistaking a matching account for a trustworthy supplier.
AI Agent Tests: Check the Work, Not the Demo
Build a small test set that checks completed tasks, permissions, errors and repeatability.
Companies House Identity Checks: The PSC Guide
Being verified as a director does not complete your separate PSC filing.
Crypto Custody: Who Owns the Assets in a Failure?
Read custody contracts, identify subcustodians and separate legal ownership from a wallet balance.
Emergency Funds for an Irregular Income
Build a reserve around essential bills, late invoices and the time it takes to replace lost income.